Common Questions about Payday Loans

1) In order to be approved for a pay day loan, will you need to run a credit check?
No, payday loans are approved for people with all types of credit. No credit check is done, so you don't have to worry about whether your credit is good enough or not.

2) What is the maximum amount that I can apply for?
For pay day loans, you can apply for up to $1500.

3) Will it be necessary for you to call my employer?
No, calling you employer is not necessary if you can show proof of current employment and income.

4) Can I be approved even if I only work part-time?
Of course, again you will be asked to provide proof of income. As long as your part-time job is steady, and meets the income requirements, you shouldn't have any problems being approved for pay day loans.

5) Are payday loans the same as personal loans?
No, personal loans can be more difficult to be approved for, especially if you have any credit problems or issues such as bankruptcy, late payments, or no credit at all. Pay day loans do not require good credit, collateral, or a co-signer.

6) Will I be allowed to use my pay day loan for any reason that I need?
Absolutely, we cannot tell you how to use payday loans. It is entirely up to you to use it wisely.

7) Can I apply by phone?
Due to privacy laws, we cannot accept pay day loan applications over the phone. The quickest way to be approved for pay day loans is to apply online. There is absolutely no application fee and you are definitely under no obligation to accept any offers receive.