Schemes: Scheme 1 – Postgraduate Scholarship

Scheme 1 – Post-Graduate Scholarship 2010-11


Scholarships are valued at up to €16,000 per annum. They will be awarded initially for one year, but subject to terms and conditions, are renewable for up to two additional years. Fees will also be covered for the period of the Scholarship. Those who are undertaking taught programmes, or degrees where a thesis is a minor part of the programme, are not eligible.In the 20010/2011 Scheme, the Conflict Resolution Unit of the Department of Foreign Affairs (DFA) has commissioned the IRCHSS to fund and manage a number of scholarships in thematic areas related to Conflict Resolution (http://www.dfa.ie/). For more information on the eligible themes for applications under the DFA Post-Graduate Scholarships in Conflict Resolution.

IMPORTANT NOTICE FOR APPLICANTS ABOUT TO SUBMIT TO THE IRCHSS POSTGRADUATE SCHOLARSHIP SCHEME 2010/11

Due to adverse weather conditions and to ensure all applications are correctly stamped and signed (by the authorised person and not pps) the deadline for the IRCHSS Postgraduate Scholarship Scheme 2010 is extended until 4pm Friday 15 January 2010. As per IRCHSS policy the office will not deal with individual correspondence over the telephone and no new FAQs will be accepted after 11 January 2010. In addition, all other eligibility issues will only be addressed by the Assessment Board. Should you have further queries you are advised to contact your Graduate Studies Office/Research Office.You are required to post ALL completed documents (in one envelope only) to the IRCHSS office. One original copy of the application form must be submitted by letter post, postmarked on or before Friday 15th January 2010, and should be clearly marked ‘Postgraduate Scholarship Application’. An electronic copy of the application form (as one complete document file) must also be sent to applications@irchss.ie by 4pm (GMT) Friday 15 January 2010. 

Under no circumstances will hand delivered items be accepted.


Scheme 2 – Postdoctoral Fellowship 2010-11

The process of assessing this scheme will not be concluded before the end of June 2010, at which point applicants will be informed by letter only of the outcome. The secretariat will not discuss either the issuing of results or the actual results of the scheme over the telephone. Please do not telephone the office about the results.

The Irish Research Council for Humanities and Social Sciences has launched 2010-2011 Government of Ireland Postdoctoral Fellowships and the European Commission co-funded Government of Ireland CARA Postdoctoral Mobility Fellowships.
Applications will be sought under the following 3 types of fellowship:

To be eligible to apply to the scheme, applicants must have been awarded their doctoral degree within the five-year period before 31 January 2010 (viva date not graduation date, exceptions include verified maternity or illness leave).

The award of a Government of Ireland Postdoctoral Fellowship is subject to receipt of funding by IRCHSS from the Department of Education and Science and the European Commission, where appropriate. In the event of such funding being reduced or discontinued, IRCHSS will not be under any liability to provide funding or to compensate a Fellow for any reduction or cessation of such funding.
IMPORTANT MESSAGE: 29 JANUARY 2010.
Revision of Pay: Application of pay adjustments in accordance with the Financial Emergency Measures in the Public Interest (No. 2) Act, 2009.

IRCHSS have been directed by the Department of Education and Science to advise all third level institutions on the application in the education sector of pay reductions with effect from 1 January 2010 in accordance with the Financial Emergency Measures in the Public Interest (No. 2) Act 2009 (No. 41 of 2009) (the “Act”). In this regard, pay cuts as detailed below will be applied to staff and fellows funded by IRCHSS schemes including the Postdoctoral fellowship scheme (existing and new fellows), Project staff including Research Assistants and Teaching replacements (RDI, Fellowship projects, Thematic projects, GREP). For further clarification please see http://www.finance.gov.ie/viewdoc.asp?DocID=6162. These pay cuts will be applied at source by the institution. Arrangements will be made by IRCHSS to ensure this funding is returned to the exchequer directly in due course.
In accordance with the Act, reductions in basic salary are to be applied with effect from 1st January 2010 as follows:-
• 5% on the first €30,000 of salary;
• 7.5% on the next €40,000 of salary;
• 10% on the next €55,000 of salary.
This formula produces overall reductions in salaries ranging from 5% to 8% in the case of salaries up to €125,000.

How to get Payday Loans Approval Online in USA?

Most Lending Companies specialize in fast online services for payday loans for those times when you just need money quickly. If you are like many of us, often times our paychecks just do not last long enough or come around soon enough! With all of the daily expenses to pay, just keeping up with all of them is sometimes difficult, and many of us have no choice but to borrow from others if a crisis situation arises. If you find yourself in a bind for cash, applying for payday loans can be a fast and painless way to take care of things when you need cash immediately. Stop asking friends and family members for money, because you can now apply safely and confidentially for payday loans online here anytime, day or night, weekdays, weekends, and even holidays. Online services are available nationwide 24/7.

Applying for payday loans in California is really quite simple and absolutely no credit is needed. With quick cash loan approvals that can be used for any purpose; just about everyone can qualify at this very moment. You certainly do not have to be embarrassed to apply for a payday loan, because you can apply in the privacy of your own home or office online now. By taking just a few minutes of your time right now to apply, your payday advance approval will be quick and hassle-free. Stop worrying about where you are going to come up with extra money before your next payday; apply now and find out just how simple being approved for payday loans really is.

Payday Alternative loans from Credit Unions such as CAPE Federal Credit Union

Access your accounts whenever, wherever. With Online Banking & Mobile Banking, your accounts are only a few clicks away

During these trying times, we’re making loan approvals even easier. Apply online & complete your loan application without having to come into a branch. You can even upload your paystubs through the online application.

CAPE FEDERAL CREDIT UNION
323 East Pike Street
Clarksburg, WV 26301

PH :: 304-623-4794
Fax :: 304-622-3407

The speedy process of receiving money before your next payday is now easier than ever! Even if you do not have access to a fax machine you can obtain payday loans in minutes with no faxing. Our services are streamlined meaning your request is processed instantly and the cash is directly deposited into the bank account that you specify. There are no long waiting periods during high stress times when you need quick cash. To get your free no obligation approval right now; you can apply online in just a few short minutes.

Choose from a variety of Savings & Investment Accounts all designed with your best interest in mind!

This kind of finance is commonly referred to as short-term loans, usually for fairly small amounts. The interest rates are pretty high when compared to other forms of credit. The typical definition of it is that it’s offered over one month. The borrower pays the cash back on their following payday. Today, most of these loan conditions vary between two and six months.

Borrow Money with no need to submit your application via fax
There is nothing better than having a reliable means to access emergency loans in case you are caught up with a need that requires extra cash. In most states like America, the majority of people are unable to access a loan of up to 400 dollars to meet their urgent needs, forcing them to use other methods like credit cards. Well, the good news is there are more ways than you can acquire an emergency credit other than the traditional methods all thanks to technology.

The growth of technology has led to the growth of companies that provide instant and reliable rates to people. This means that; you can either fill a form physically by visiting the lender in the office, or apply for it online which is more convenient. The no fax loan offering method makes it easy for people to access and ask for a loan from the lenders at all times.

Benefits of a payday loan with no fax

Great inventions
Fax is categorized as one of the old school methods used in communication and sending documents. But with time, new inventions such as the use of the emails that makes communication easier and faster have come up. It only takes a minute to send an email to a person who is miles away from you. Sending documents and messages through emails is way much quicker as opposed to using a fax machine.

Minimal use of fax machines
Not unless you work in an office that has a fax machine, it would be difficult and inconveniencing for you to send a message or even a document with the use of a fax. In some cases, you may need to pay extra money to have the documents sent for you form to fax, which means extra costs.

Affordable
The use of no fax methods to acquire the loan are quite affordable considering this is something you can do in any internet-enabled device such as a smartphone or a desktop. There is no need to drive miles to access a place with fax machine to apply. This in return saves you time and money in the long run.

How to apply for the payday loan with no fax?

The process of applying for a day pay loan without fax is super easy as the steps are straightforward. Just visit the website and follow the outlined steps of online application forms. Make sure to fill in all the correct details for convenience in processing your loan. The best part is that this is something you can easily do with your smartphone.

What are the requirements for applying for the no fax payday loan?

The following are the requirements that one needs to have to qualify for the payday loan application and grant as well. They include;

You should come from a state that allows the Inchain business
The borrower should be from the age of 18 and above
You should be an active checking account compatible with the electronic money transfers
You should have an active phone number and email address for communication purposes
You should have a valid physical address
You should not be military or depending on a member working for the military
Conclusions

The payday with no fax is the fastest and way to get an emergency loan in the whole world. Getting the loan takes little time as long as you meet the requirements from the states and have the right personal details. Check out the available Lendup websites on the internet so you can choose the lender offering a loan at the best rates.

It is our duty and our privilege to provide opportunities for tomorrow’s and today’s leaders to thrive in their expertise. It is when we pull together and combine resources with ingenuity that humanity will take its next great step forward.

If you have an unexpected bill some time before pay day, then it can leave you worried about how you are going to manage financially. However, there are solutions out there which can provide you with the help that you need. A payday loan with no hard credit check could get you access to the money that you need. You can apply for these types of loans without any effect on your credit score.

What Are Pay Day Loans With No Hard Credit Check?

Payday loans are small loans which can provide you with the money you need in an emergency situation such as car repairs or an unexpected bill. The money will then be repaid in a few weeks time when you receive your next paycheck. These loans are sometimes advertised as having no credit check, but this is not usually the case. Lenders do not often make any decision without performing some kind of credit check.

It is more likely to be the case that lenders will perform a soft credit check. This is still good news for you because it means the search that they perform won’t leave a record on your credit file. Lenders that advertise no credit checks may also perform checks from outside the traditional credit bureaus.

How Do No Hard Credit Check Loans Work?


Loans that are made without a hard credit check can be applied for in person or online. If you apply in person and are accepted, then you may be given cash by the lender. For online applications that are successful, the money is more likely to be paid into your bank account but many lenders will be able to do this instantly.

If the lender has not carried out a hard credit check, then you may have to show proof of your income. This could be a paycheck stub or a copy of your bank statement. If you are applying online then you may have to email these over. You will pay interest on a pay day loan but if you are able to pay it back sooner than expected, then this will reduce the interest that you pay. The amount of interest that is paid on the loan can also be less than the fees you would occur for missing a payment on a credit card for example.

Many people that apply for a pay day loan with no credit check prefer to do it online. Applications can be made at any time of the day and night and you will usually get an instant decision. It is a very convenient way to get the money that you need.

Are There Alternatives To Pay Day Loans?

When you have a proven track record with a lender, then they may be able to lend you a larger amount over a longer period. However, without carrying out a credit check, these loans may not be available straight away. The lender will need to get an idea of your payment history for themselves before they would be able to offer loans for a larger amount.

Scholarships for Green Card Holders

Scholars

Reasons to study in the USA

Researching at the USA will enlarge your own personal horizon and open the door to a lot of career opportunities.

Moreover, studying from the USA will provide you the opportunity to immerse yourself in American civilization. Not only will get acquainted with the country and its people, but also your English abilities will improve tremendously. Attending seminars and lectures will get easier as the English improves and shortly you might not even be hunting for a phrase in your native language.

Costs of studying in the USA

Researching in the USA isn’t the cheapest. At the United States universities and schools charge tuition fees each session. Paying these charges in addition to the expense of living could be challenging for some pupils.

The amount you pay for tuition is dependent upon a few variables: people schools are less costly than private universities, tuition in community colleges is considerably lower, pupils without residency at the country they’re studying in cover significantly higher tuition prices.

Additionally, there are additional costs to know about: such as government, service charges and high rates for necessary course novels.

Studying with a US Green Card

But, they are able to benefit from numerous public and private grant opportunities.

Many state-operated apps are open to green card holders which have principal residence within the country in question.

Privately operated grant programs also give educational financing and you will find lots of that permanent residents are able to benefit from.

Green Card holders have the right to reside, study and work in the USA without any limitations.

Having a legal permanent resident card, Green Card holders may also use for in-state tuition and in some instances, save as much as 80 percent on tuition prices!

A additional plus-point to get Green Card holders is they are permitted to hold a job while studying. In contrast, Green Card holders may work part or off and full-time or on- campus. Green Card holders may benefit greatly from the opportunity to make the most of this American job market.

When beginning your career, your expertise overseas will make you desirable to prospective employers. Obviously, studying overseas is also a very private and one of a kind experience which shouldn’t be passed up!

Scholarships

The scholarships are given to students who demonstrate ethics and efficient communication on how they’ll be exemplary applicants in their area.

All colleges have some form of scholarship program for global students and it’s well worth the time to inquire about your eligibility either straight with your college or even the US university. The Fulbright Scholar Program, as an instance, provides numerous scholarships to students wanting to research in the USA. It’s also recommendable to look for scholarships in your area of research.

When searching for scholarships, it’s very important to begin early so you don’t miss any deadlines. Which are your academic goals? What do you expect to attain from the USA, etc.. Letter of recommendation from two instructional institutions, evidence of English language skills etc.,.)

Overview

As recent statistics reveal that approximately 40.4 million immigrants and foreign-born taxpayers are now living in the country, there’s a rising demand for associations to provide scholarships for both immigrants and first generation Americans to fund a college diploma.

Education prices have steadily improved over the years which makes it challenging for most people to manage schooling. Fortunately, many grant applications exist which aim to assist students pay for college through scholarships.

Additionally a permanent resident pupil loan is potential, as with a green card leaves you a taxpayer. If none of them is sufficient to cover your entire tuition, you may even test out a private loan.

Student Loan Policy for Second Degree

Finding another bachelor’s degree may have many advantages. It is an opportunity for folks to modify their livelihood, gain extra abilities, and find a job which provides more long-term fiscal security.

Whether you are attending college for your first or fifth period, student loans are a frequent instrument used to fund faculty.

If you have been out of school for some time, then you might want to refresh yourself on a few critical facts about student loans, even as they link to returning students.

But whether you are entering college for the first time or going back for another level, many students are confronting the fact: faculty is beginning to cost a whole lot, and it is not in any way clear how to cover it.

Financial Aid for a Second Degree


Even in the event that you’ve gone to school before and you are worried that you might be ineligible for financial help, it is nonetheless a fantastic idea to complete your FAFSA.

But if you have used financial help to pay for school previously, then there might be limitations to what you are able to receive.

If you’re searching for financial help to finance another bachelor’s degree, be alert to how monetary aid changes with specific life conditions. But if you’re over age 23 when you return to your next bachelor’s level, then you get to enroll as an independent student, in order for your parent’s financing will not be taken into consideration.

College Aid for Older Students

Though a lot of schools limit eligibility for the faculty’s own financial aid programs to the very first Bachelor’s level, some colleges will waive the constraints once the pupil is an adult returning to college to earn another degree in preparation for a career shift.

Many schools provide free tuition to senior citizens who would like to audit courses and substantially reduced tuition for courses taken for credit. Sometimes there might be income limitations.

Federal Student Aid

Federal student aid generally doesn’t have any age limitations. Non-traditional pupils who’ll be quitting a job to return to school must ask the school financial aid office to get a”professional judgment” inspection to correct the earnings from previous tax year earnings to estimated award-winning earnings.

If you’re employed, ask your company’s human resources office regarding the availability of employer tuition aid. About 7/8 of big companies offer some type of tuition support.

They may ask that you continue working or consent to work for your company to get a fixed variety of years following graduation. They may ask that you keep a minimum GPA so as to find the assistance.

Though non-traditional students might qualify for increased loan limits, they ought to prevent over borrowing. It could be tempting to borrow for your living expenses, but this can make it even more challenging for you to pay off the debt once you graduate.

Paying for College With Existing Student Loan Debt


If you’ve existing student loans to repay, then funding another level becomes a little more complex. The fantastic thing is you could set your student loans to deferment as you’re registered half-time (or longer ) in an accredited institution, which means that you won’t need to make payments on existing national student loans as you’re working in your next level.

But, there is bad news too. Not only can your current student debt possibly make it more challenging to acquire additional loans, but also the fiscal burden of graduating with debt for another time could be tough to bear as soon as you’ve begun your new profession.

Student Loan Refinancing


If you want to repay your student loans faster, and at a lower interest rate prior to return to college, then you might choose to refinance your student loans.

By refinancing as you are working in your present profession, you can negotiate a quicker repayment plan with a lower rate of interest, letting you repay your student loans faster, and using a smaller total equilibrium. That having been said, you might not have the ability to reevaluate your loans.

Another bachelor’s degree will be able to help you alter your livelihood and locate a better-paying job. Student loans may allow you to pay for another degree provided that you handle your financial aid advice nicely and have a strategy for managing your new student loan debt once you graduate.